Gratuity / Commutation Calculator

Welcome to the Gratuity / commutation calculator. You can calculate your gratuity or commutation here.

Gratuity / Commutation Calculator

Use this gratuity / commutation calculator for quick calculation of your gratuity or commutation.

This is Gratuity (Commutation) calculator.
Gratuity means the total amount paid to you at the time of retirement.
CP Fund and Leave Encashment is not the part of Gratuity / commutation.
The calculator is self explanatory with very simple interface.
You just have to enter 35% amount of the basic pay of your last drawn salary after application of pension formula.
Note: if you don’t know the formula. You better visit our all-in-one pension calculator. Give your basic pay of the last drawn salary and click on “Calculate pension”.
The chart of age rate is also given here on this page that helps you to calculate commutation.
Age rate chart was revised in 2001 that still applies on gratuity calculation. There was no further revision since then.

Gratuity / commutation calculation formula

Gratuity or commutation calculation formula is very easy to understand.
35% monthly commutation is multiplied by 12 (12 months in a year) and it is further multiplied by Age Rate.
For example if your 35% monthly commutation is Rs.23,683 and your age at the time of retirement was 60 years then the following formula shall be applied.
23,683 x 60 x 12.3719 = Rs. 3516044
Rs. 3516044 is your commutation.

Our gratuity calculator is the best online tool for the pensioners of Pakistan.
If you are pensioner then you have to visit this tool for the accurate calculations.

Age Rate Chart

Revised in 2001

Age Next Birthday No of years purchased Age Next Birthday No of years purchased
20 40.5043 51 17.6526
21 39.7341 52 17.0050
22 38.9653 53 16.3710
23 38.1974 54 15.7517
24 37.4307 55 15.1478
25 36.6651 56 14.5602
26 35.9006 57 13.9888
27 35.1372 58 13.4340
28 34.3750 59 12.8953
29 33.6143 60 12.3719
30 32.8071 61 11.8632
31 32.0974 62 11.3684
32 31.3412 63 10.8872
33 30.5869 64 10.4191
34 29.8343 65 09.9639
35 29.0841 66 09.5214
36 28.3362 67 09.0914
37 27.5908 68 08.6742
38 26.8482 69 08.2697
39 26.1009 70 07.8778
40 25.3728 71 07.4983
41 24.6406 72 07.1314
42 24.6406 73 06.7766
43 23.1840 74 06.4342
44 22.4713 75 06.1039
45 21.7592 76 05.7858
46 21.0538 77 05.4797
47 20.3555 78 05.1854
48 19.6653 79 04.9030
49 18.9841 80 04.6321
50 18.3129    


Disclaimer

This Gratuity / Commutation Calculator computes your gratuity based on the pension calculation formula applicable to all pensioners in the Pakistan Federal Government, as well as in Punjab, Sindh, Khyber Pakhtunkhwa, and Balochistan. However, due to potential individual variations, the website is not responsible for any inaccuracies in the results. In case of any discrepancies between the AGPR’s calculation and the calculation from this website, the AGPR’s calculation shall prevail as the final authority.

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